[收支一体/收支分离](%E6%94%B6%E6%94%AF%E4%B8%80%E4%BD%93-%E6%94%B6%E6%94%AF%E5%88%86%E7%A6%BB.md) [预充值扣点（红包预充值和佣金预充电扣点）](%E9%A2%84%E5%85%85%E5%80%BC%E6%89%A3%E7%82%B9%EF%BC%88%E7%BA%A2%E5%8C%85%E9%A2%84%E5%85%85%E5%80%BC%E5%92%8C%E4%BD%A3%E9%87%91%E9%A2%84%E5%85%85%E7%94%B5%E6%89%A3%E7%82%B9%EF%BC%89.md)